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refactor: move bundled skills tree to repo root skills/

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- Relocate runtime/skills -> skills/; runtime_skills_root() prefers oclaw/skills
  with fallback to legacy runtime/skills for unmigrated trees.
- session-bootstrap hook handler resolves repo root via PROJECT_ROOT.
- Update architecture/migration docs and in-tree skill references.

Co-authored-by: Cursor <cursoragent@cursor.com>
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runtime/skills/tushare-finance/reference/接口文档/各渠道公募基金销售保有规模占比.md
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# 各渠道公募基金销售保有规模占比
**文档ID**: 265
**原始链接**: https://tushare.pro/document/2?doc_id=265
---
## 各渠道公募基金销售保有规模占比
接口：fund_sales_ratio描述：获取各渠道公募基金销售保有规模占比数据，年度更新限量：单次最大100行数据，数据从2015年开始公布，当前数据量很小
输入参数
<table>
<thead>
<tr>
<th>名称</th>
<th>类型</th>
<th>必选</th>
<th>描述</th>
</tr>
</thead>
<tbody><tr>
<td>年份</td>
<td>str</td>
<td>N</td>
<td>年度</td>
</tr>
</tbody></table>
输出参数
<table>
<thead>
<tr>
<th>名称</th>
<th>类型</th>
<th>默认显示</th>
<th>描述</th>
</tr>
</thead>
<tbody><tr>
<td>year</td>
<td>int</td>
<td>Y</td>
<td>年度</td>
</tr>
<tr>
<td>bank</td>
<td>float</td>
<td>Y</td>
<td>商业银行（%）</td>
</tr>
<tr>
<td>sec_comp</td>
<td>float</td>
<td>Y</td>
<td>证券公司（%）</td>
</tr>
<tr>
<td>fund_comp</td>
<td>float</td>
<td>Y</td>
<td>基金公司直销（%）</td>
</tr>
<tr>
<td>indep_comp</td>
<td>float</td>
<td>Y</td>
<td>独立基金销售机构（%）</td>
</tr>
<tr>
<td>rests</td>
<td>float</td>
<td>Y</td>
<td>其他（%）</td>
</tr>
</tbody></table>
接口示例
```
pro = ts.pro_api()
df = pro.fund_sales_ratio()
```
数据示例
```
year bank sec_comp fund_comp indep_comp rests
0 2015 25.22 10.01 61.90 2.14 0.73
1 2016 23.43 8.23 65.62 2.24 0.48
2 2017 24.41 6.05 65.38 3.84 0.32
3 2018 24.14 6.41 61.26 7.76 0.42
4 2019 23.59 7.59 57.29 11.03 0.49
```